Mercados24: financial data analysis panel and predictive models for companies

Data intelligence platform for SMEs

Smart Capital: liquidity decisions backed by data, not intuition

Mercados24 analyzes the behavior of its available funds with predictive artificial intelligence models, identifies risk windows and proposes placement alternatives in accordance with the Argentine context. You remain in control of every decision.

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The cost of holding unallocated funds

In an inflationary scheme like the Argentine one, the capital that remains immobile in a current account loses purchasing power continuously. This cost usually remains invisible in the monthly balance sheets because it does not appear as an explicit expense, but rather as an accumulated erosion of value.

Added to this is an information asymmetry: the financial areas of an SME rarely have the time or tools to monitor in real time the placement alternatives available in the local market.


  • 01
    Idle liquidity Funds available without a defined allocation strategy, exposed to loss of value month after month.
  • 02
    Reactive decisions Treasury movements taken without a systematic analysis of risk or possible scenarios.
  • 03
    Lack of traceability Difficulty in justifying, to partners or auditors, the criteria behind each placement of funds.

How the platform processes data

The system combines predictive models with a security layer designed for the management of sensitive financial information. Each component fulfills a specific function within the decision flow.

01 — Predictive analysis

Time series models

The platform processes historical rates, exchange rates and local macroeconomic indicators to identify recurring patterns and project short and medium-term scenarios.

02 — Real-time processing

Continuous data update

Market variables are constantly updated, so recommendations reflect current conditions and not outdated averages.

03 — Security

Military grade encryption

Information is protected with military-grade encryption standards both in transit and at rest, under a full regulatory compliance scheme.

Mercados24: financial analysis team working with data models

A platform designed for those who decide, not for those who program

Mercados24 was designed for owners and financial managers of Argentine SMEs who need a clear reading of the market without spending hours interpreting raw data. The objective is not to replace the judgment of the financial team, but to expand the information available before each decision.

Each recommendation provided by the system includes the reasoning behind the calculation, so that it can be reviewed, questioned and, if appropriate, adjusted by whoever is going to execute it.

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The process, in three verifiable steps

The work logic is designed so that each recommendation can be traced back to its origin. There is no black box: there is a data flow with defined checkpoints.

01

Data ingestion

The platform incorporates financial information about the company along with public market variables: rates, expected inflation, exchange rate and trading volume. The entire process is recorded.

02

Model optimization

Algorithms adjust their parameters based on recent market behavior and the company's particular constraints, such as investment horizon or stated risk tolerance.

03

Strategic recommendation

The system presents a limited set of placement alternatives, with their justification and estimated risk level. The final decision always remains in the hands of the user.

Specifications, no frills

Information security is not communicated with adjectives, but with verifiable protocols. Below is the detail of the standards applied.

  • Encryption in transit: Updated TLS protocols for all communication between the client and the platform servers.
  • Encryption at rest: military-grade encryption applied to databases that store company financial information.
  • Access control: multi-factor authentication and permissions segmentation based on the user's role within the organization.
  • Regulatory compliance: data processing policies aligned with current regulations on the protection of personal and financial data.
  • Data retention: explicit definition of retention periods and disposal procedures where applicable.
  • Audit: Event and access log available for internal review of the contracting company.

Infrastructure

The servers that process the information operate under redundancy and continuous monitoring schemes, with separation between analysis environments and storage environments.

Access to the raw data is restricted even to the internal Mercados24 team, which operates primarily on information aggregated and anonymized during the development of the models.

Optimize your liquidity with technological support

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